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An initial assessment of the client's credit history will be conducted, including credit reports and scores.
following the initial credit history assessment, clients will be educated on factors that affect credit scores, such as payment history, credit utilization, length of credit history, and types of credit.
The cornerstone of many estate plans is the last will and testament. This document details how you want your property managed or inherited after your death. The testator is the person to whom the will belongs. Most states require that the testator be at least 18 years old and of sound mind at the time they create the will.
An estate planning lawyer can listen to your preferences and draft a last will and testament according to your instructions.
You can appoint a person to manage property after your death, called an executor. This person is responsible for complying with state laws regarding probate and distributing property. The executor follows the directions in the will, pays off creditors, and then distributes the remaining property to your beneficiaries. You can also appoint a guardian for your minor children in a will.
If you want to change your will, we can draft an addendum to the will, which amends its terms without having to create an entirely new document.
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